Secure Your Future: An Introduction to Flink's Company Pension Scheme (bAV)
We know that retirement might feel like a lifetime away, but planning for your future is one of the smartest investments you can make today. Thatâs why we are incredibly proud to offer you a powerful benefit to help you get there: Flink's Company Pension Scheme (betriebliche Altersvorsorge - bAV).
This is our commitment to supporting your long-term financial well-being, and we want to make it as easy as possible for you to get started.
What Exactly is the bAV?
The betriebliche Altersvorsorge (bAV) is a company-sponsored retirement savings plan. Think of it as a three-way partnership for your future:
1. You: You contribute a small portion of your gross salary.
2. Flink: We support your savings with a generous employer contribution.
3. The Government: You receive tax and social security benefits.
You contribute directly from your gross salary (this is called Entgeltumwandlung). This means you pay less in taxes and social security contributions on your monthly payslip. The result? Your net salary is reduced by much less than the amount you actually save for retirement.
Ready to Plan Your Future? Book Your Consultation Now!
We've partnered with the financial experts at Formaxx AG to manage our pension scheme. They offer free, no-obligation consultations to:
Explain the system in detail.
Calculate your personal tax advantages.
Help you determine the right contribution amount for your goals.
Handle all the paperwork for you.
To book your personal and non-binding appointment with a Formaxx AG expert, simply click the link below and choose a time that works for you:
Frequently Asked Questions (FAQ)
Is participation mandatory?
No, the bAV is completely voluntary. It's a benefit we offer, but the choice to participate is entirely yours.
How much can I contribute?
You have flexibility in how much you want to save. The Formaxx AG advisor will help you find the optimal amount based on your income and financial goals.
Who is Formaxx AG?
Formaxx AG is a respected and independent financial services provider specializing in pension schemes and financial planning. They are our trusted partner to ensure you receive expert and impartial advice.
What happens if I leave Flink?
Your pension plan is yours to keep! You have several options: you can take the contract with you to your next employer, continue it privately, or pause contributions. The money you and Flink have saved remains yours.
Further questions?
Feel free to contact our payroll team via [email protected]